FCA COMPLIANCE

FCA COMPLIANCE & REGULATION

Our firm is dedicated to assisting lenders within the sub-prime market. Our consultants bring forth an impressive collective experience of over 100 years at the senior management level within the subprime industry, specialising in Home Collected Credit and High-Cost Short Term Credit.

We offer a comprehensive suite of services tailored to the unique needs of our clients:

24/7 Ongoing Support Service: We provide around-the-clock support to ensure that our clients have access to expert advice whenever they need it.

Gap Analysis and Internal Health Check Audits: Our audits are conducted by seasoned practitioners with extensive experience in the sector, ensuring a deep understanding of translating FCA Regulations into workable, operational solutions for your business.

Customised Compliance Solutions: We do not provide generic recommendations; we provide solutions. Our approach is to offer precise and actionable advice tailored to the specific needs of each firm, assisting in the implementation of required actions.

Review of Policies, Systems, and Controls: We conduct thorough reviews to ensure that existing frameworks are robust and fully compliant with FCA standards. If we spot any deficiencies, we will assist you in making adjustments.

FCA Advice and Compliance Support: We know exactly what the FCA are looking for and will expect from firms. Our expertise extends to assisting with the preparation of documents and FCA application support for example with Senior Manager (SM&CR) applications and Change of Control Applications, including the preparation of supporting documents and regulatory business plans. Our insights into FCA expectations make us invaluable partners in this process.

Implementation of FCA Consumer Duty: We guide firms in establishing frameworks for the identification and support of vulnerable customers and more generally ensuring adherence to Consumer Duty requirements.

We provide Consumer Duty Surveys, Online Compliance Training, Anti-Money Laundering, and PCI DSS Compliance Self-Assessments: Our range of services is designed to cover all aspects of compliance, providing a holistic support system for our clients.

To accommodate the financial planning of our clients, we offer flexible payment options, allowing for monthly instalment plans. This approach ensures that our expert services are accessible and manageable, supporting firms in their commitment to maintaining the highest standards of compliance and integrity.